John Moakler, BMath, CFP, CLU
President and Senior Executive Financial Planner
Moakler Wealth Management

Like investing in real estate? Many of my dentist and doctor clients do, and I can help them with a very attractive strategy: the Immediate Financing Arrangement, or IFA.

What we do is design a permanent whole life insurance policy that gives back to you – up front – 80-90% of the premium paid, in the form of an interest-only loan at the floating rate of around 5%.

For example, if your whole life policy called for you to pay $125,000 in premium over a 10-year period, the lending company would loan you approximately $110,000 immediately, up-front, at the rate of around 5%. This is fully tax deductible to your corporation.

Then you loan the money to a real estate holding company that we create for you, and purchase real estate outside of the professional corporation you’ve set up as a dentist or a doctor – all while getting life insurance coverage without tying up cash flow.

If this sounds to you like a great strategy, that’s because it is.

 

Who is John Moakler?

John Moakler is a nationally recognized financial planner specializing in financial health care for medical professionals. He rigorously diagnoses your financial condition and then prescribes a customized, written Financial Treatment Plan. If you’re a dentist or doctor and want to learn more – or get started on a plan just for you – contact John today.

John Moakler, BMath, CFP, CLU
President and Senior Executive Financial Planner
Moakler Wealth Management

john@moaklerwealthmanagement.com
1 416 840 8544